Job Description: CDFI Finance Manager

Department:  Finance 
Reports to:  Director, HCC    
Classification:  Full time, Exempt
Primary Office Location:  Oakland, CA or Remote

The CDFI Finance Manager’s primary responsibility will be the financial health of HCC, including monitoring HCC’s cash flows, balance sheet, P&L and other key performance indicators. The CDFI Finance Manager will monitor HCC’s deployment ratio, sourcing funds as necessary (through bank financing, grants, etc.) to ensure the CDFI’s ability to meet its demand for lending.

Essential Duties and Responsibilities:

• Manage financial operations, ensuring the maintenance of internal policies, procedures and controls
• Monitor the cash flows for both operating and lending capital, ensuring availability of funds and optimization of investment
• Work with HCC’s Loan Advisor to project future capital requirements for lending opportunities
• Coordinate all financing necessary to ensure that HCC has the available capital to meet lending projections
• Facilitate all borrowing and other financing transactions with banks, credit unions, CDFIs, etc.
• Identify and acquire grant financing from available sources (government, foundations, corporations, etc.)
• Develop new sources of financing as needed. Potential opportunities include donations and social impact investing, among others
• Ensure compliance with any metrics or covenants associated with grants, borrowing or other financing
• Lead construction of HCC’s annual budget
• Present on HCC’s finances quarterly to the Board of Directors
• Work with marketing team to develop materials that communicate financing opportunities to potential lenders
• Attend conferences for learning and networking; session presentations are a possibility

Position Requirements:

• 5+ years of banking or finance experience, preferably within a CDFI, bank, or other financial institution
• Extensive understanding of financial best practices, including policies, procedures and controls
• Technical knowledge of real estate lending, including mortgages and construction loans
• Strong quantitative skills
• Strong interpersonal skills, including verbal and written communication
• Able to communicate effectively with the leadership of organizations by phone, email, video, and in-person
• Must be a self-starter and able to work independently
• Basic understanding of affordable housing trends, organizations, rules, and laws preferred
• Commitment to affordable housing and to HEBSV's mission
• Full-time, flexible hours.  Minimal weekday evenings and weekends required. Minimal travel required.

Work Environment/Physical Requirements:

Primary work will either be performed primarily from home or at Habitat’s Oakland office. 

Compensation and Benefits:
Compensation is based on experience. We offer health, vision, and dental insurance to full-time employees and cover 90% of employee premiums, and 50% for spouse, and dependents. We provide a 4% annual salary match to your 403(b)-retirement plan after one year of service, with a three-year cliff vesting. We also offer generous paid time off including vacation, sick leave, and 13 paid holidays. 

Salary Range: $90,000 - $95,000 annually DOE

At Habitat for Humanity East Bay/Silicon Valley diversity and inclusion are respected, valued, and celebrated. We are committed to building an equitable and culturally diverse organization that is reflective of the multicultural community we live in and serve. We strongly encourage BIPOC, LGBTQIA, women, and people with disabilities to apply for our employment opportunities. Habitat is an equal opportunity employer and makes employment decisions based on merit and the applicant’s ability to champion Habitat’s mission and values. Our policies prohibit unlawful discrimination on any basis protected by federal, state, or local law or ordinance, or regulation. 

Note: This document describes typical duties and responsibilities and is not intended to limit management from assigning other work as desired.